1. Introduction & Ownership
The domain name www.acumparagrowth.online (“Website”) is owned and operated by Amit kumar (hereinafter referred to as “the Company”, “We”, “Us” or “Our”). We place the highest value on your trust and put the topmost priority on protecting your personal and business financial information. This Privacy Policy explains how we collect, use, share, and process your Information in relation to our zero-interest daily profit-sharing inventory funding services.
By accessing this Website or submitting an application, you understand and expressly agree to the collection, use, sharing, and processing of your Information as described herein. If you do not agree with these terms, please do not use this Website.
2. Scope and Legal Binding
This Privacy Policy (“Policy”) constitutes a legally binding electronic contract formed under the applicable Information Technology laws and regulations. This Policy does not require any physical, electronic, or digital signatures. It applies unconditionally to all visitors, retail merchants, shop owners, and users who access www.acumparagrowth.online or apply through our authorized customer agents.
3. Types of Information We Collect
To verify your running shop and evaluate partnership eligibility, we collect the following categories of data (collectively referred to as “Information”):
- 3.1 Personal Information: First and last names, permanent physical residential address, active mobile number, WhatsApp number, email address, date of birth, age, and government-issued user verification identifiers including Permanent Account Number (PAN) and Aadhaar Card details.
- 3.2 Business Information: Registered trade name of the shop, business entity type, complete shop address, operational duration, nature of products sold (e.g., Kirana, Clothing, Mobile, Electronics), Trade License, Shop Establishment Certificate, and Goods and Services Tax (GST) registration data.
- 3.3 Financial & Sales Data: Core transaction data including last 6 to 12 months Bank Account Statements of the shop, physical or digital Sales Registers, Ledger Books, daily counter sales summaries, and existing inventory valuation details.
- 3.4 Non-Personal Information: Non-identifying details automatically transmitted during your website visit, including browser type, Internet Service Provider (ISP), Operating System, Internet Protocol (IP) address, time stamps, and prior referral URLs.
4. Methods of Information Collection
We collect Information directly from you when you:
- Register or fill out the application form on www.acumparagrowth.online.
- Update or modify your business details via our website portal.
- Submit physical documents or provide sales inputs to our authorized field verification agents during the scheduled Shop Visit.
- Interact with our customer support teams via telephonic calls, emails, or official WhatsApp channels.
5. Detailed Use of Information
Acumpara Growth Platforms uses the Information provided by you to:
- Fulfill your direct requests for our zero-interest daily profit-sharing stock funding services.
- Respond to your inquiries, assess business health, and customize our partnership structures according to your store’s category.
- Monitor daily platform usage and analyze sales trends to provide data-driven insights to help grow your counter sales.
- Utilize Non-Personal Information for internal research, data analysis, and developing automated tools to streamline our verification processes.
6. Data Security and Absolute Confidentiality
- 6.1 Security Standards: We implement robust, industry-standard administrative, technical, and electronic security safeguards to prevent unauthorized access, disclosure, or alteration of your shop’s sales records and identity proofs.
- 6.2 Strict No-Sale Policy: The Company DO NOT rent, sell, trade, or leak your financial statements, bank records, or personal data to third-party marketing networks, advertising groups, or unauthorized external lenders.
- 6.3 Authorized Access Only: Access to your transaction data is strictly restricted to internal risk-assessment managers and the specific field agent assigned to verify your retail shop.
7. Strategic Information Sharing
We do not sell, rent, or trade your data. Information is shared only under strict operational boundaries:
- 7.1 Third-Party Vendors: We may engage verification agencies or logistics contractors who get highly limited access strictly to locate and verify your shop.
- 7.2 Payment Gateways: To facilitate smooth daily profit-sharing collections, we direct you to secure payment gateway providers who process financial transactions under industry-grade security protocols.
- 7.3 Legal & Government Mandates: We may disclose information to government authorities or law enforcement agencies if required by subpoenas, court orders, or applicable regulatory laws in force within India.
8. Cookies and Tracking Technologies
Our Website www.acumparagrowth.online and its analytical tools may use “cookies” to enhance your browsing experience. Cookies remember your secure login credentials, saved form fields, and regional preferences to ensure faster processing when you revisit our online portal. You have the choice to disable cookies through your web browser settings, though it may limit certain functionalities of our application form.
9. Third-Party Links & Social Media Platforms
Our Website may feature links to support services, business tools, or social media pages. We do not exercise control over, nor do we guarantee the privacy compliance of these external channels. The inclusion of any third-party link does not imply an endorsement. We strongly advise checking the individual privacy policies of those external websites before submitting any financial records.
10. Corporate Reorganization & Disclosure to Acquirers
In the event that Acumpara Growth Platforms undergoes a business transition such as a merger, acquisition, corporate reorganization, or sale of assets, the accumulated business and personal information of our onboarded merchants shall be transferred to the successor entity, subject to the same privacy commitments outlined in this Policy.
11. Data Retention and Erasure Rights
- 11.1 Retention Period: For approved partners, your personal and transaction logs are securely archived for the entire duration of our active stock partnership. Personal files are evaluated annually while non-personal analytical data may be retained indefinitely.
- 11.2 Right to Erasure: If your application is rejected or upon successful completion and termination of the inventory cycle, you have the right to request the permanent erasure of your financial and identity documents from our digital storage systems, subject to legal compliance under Indian laws.
12. Protection of Minors
Our daily profit-sharing services are strictly restricted to legally competent business owners who can enter into binding legal contracts under Indian law. www.acumparagrowth.online does not knowingly or intentionally collect any personal credentials from individuals under the age of 18.
13. Absolute Limitation of Liability
- 13.1 No Indirect Liability: Acumpara Growth Platforms shall not be held liable for any loss of anticipated profits, production downtime, loss of business opportunities, or incidental/consequential damages resulting from the use or inability to use our website.
- 13.2 Maximum Liability Cap: At any given point in time, the Company’s absolute maximum liability for any systemic error or dispute arising from a specific transaction on the Website shall not exceed the operational fees or profit share paid by you for that particular transaction.
14. User Opt-Out Rights
You retain the right to ‘opt-out’ of receiving our promotional marketing newsletters or updates by utilizing the unsubscribe links present at the bottom of our emails. However, please note that you cannot opt-out of receiving transactional alerts, daily profit-settlement summaries, or core administrative WhatsApp alerts necessary to manage your active stock funding.
15. Legal Disclosures and Jurisdiction
We reserve the right to disclose your personal or business data only when compelled by applicable statutory laws, law enforcement directives, or judicial orders under the exclusive jurisdiction of the courts located in Delhi, India, to protect against financial fraud or systemic non-compliance.
16. Amendments to this Policy
The Company reserves the absolute right to amend, modify, or update this Privacy Policy at any time without prior notice. Any structural changes will become immediately effective upon posting the revised policy on www.acumparagrowth.online. We advise you to review this page regularly to keep yourself informed of our updated data security practices.
17. Binding Acceptance
By continuing to browse, register, or apply on www.acumparagrowth.online, you sign off on your unconditional acceptance of this Privacy Policy and its subsequent updates.