DETAILED LEGAL TEXT & CLAUSES
1. Definition of Parties and Platform
- 1.1 The Platform: The domain name www.acumparagrowth.online (hereinafter referred to as the “Website”) is owned, operated, and managed by Amit Kumar (hereinafter referred to as “the Company”, “We”, “Us”, or “Our”).
- 1.2 The Merchant: Any individual, retail shop owner, partnership firm, or corporate entity registering on the Website or applying through our agents for stock procurement assistance is referred to as “the Merchant”, “Partner”, “You”, or “Your”.
- 1.3 Binding Agreement: By filling out the SureForms application on our Website or proceeding with a physical verification, you unconditionally agree to be bound by these Terms and Conditions.
2. True Nature of Financial Partnership (Absolute Prohibition of Debt)
- 2.1 Non-Lending Character: The Merchant explicitly acknowledges that the commercial facility offered by the Company is strictly an Inventory Purchase Partnership based on a Daily Revenue/Profit-Sharing Structure.
- 2.2 Zero Interest & No EMIs: Under no circumstances shall this partnership be construed as a commercial loan, micro-finance loan, or personal debt. The Company charges absolute 0% Interest and does not issue any fixed monthly or weekly EMIs.
- 2.3 Co-Investment Risk: The Company co-invests in purchasing specific fast-moving inventory for your running retail shop. Both parties explicitly agree that the returns to the Company depend solely on the daily counter sales generated from the funded inventory.
3. Eligibility Criteria and Shop Verification Rights
- 3.1 Operational Benchmark: To be eligible for onboarding, the Merchant’s retail store must be continuously operational and active for a minimum uninterrupted duration of six (6) months prior to the date of submission.
- 3.2 Right to Inspect: The Company reserves the absolute right to dispatch authorized field agents from our Palam, Delhi office to conduct an unscheduled Physical Shop Visit & Verification.
- 3.3 Final Discretion: Submission of an entry through our online form does not mandate funding approval. The Company holds the sole right to accept or reject any application at the initial screening phase without rendering any written justification.
4. Accuracy of Business Documents and Records
- 4.1 Document Authenticity: The Merchant warrants that all financial data, current stock statements, and KYC documents (PAN Card, Aadhaar Card, GST, or Shop License) provided are 100% authentic, unaltered, and true.
- 4.2 Fraud Clause: If any banking logs or sales registers are found to be manipulated, forged, or falsely inflated, the Company reserves the immediate right to dissolve the partnership and initiate full asset recovery proceedings under the jurisdiction laws.
5. Inventory Ownership and Utilization Rules
- 5.1 End-Use Restriction: All funds deployed by the Company must be used exclusively and strictly for buying fast-moving consumer inventory to replenish the shop’s shelves. The capital cannot be diverted for clearing previous market debts, personal liabilities, or physical shop renovations.
- 5.2 Inventory Lien: Until the profit-sharing cycle for a particular batch of funded stock is successfully completed, the Company retains an equitable lien and structural rights over that specific inventory residing inside the Merchant’s shop.
6. Daily Profit-Sharing and Settlement Protocol
- 6.1 Daily Distribution Mechanics: The calculation and distribution of the net profit share shall be executed strictly on a Daily Basis.
- 6.2 Evening Cut-Off & Reporting: Every evening, upon the standard closing hours of the retail store, the Merchant is legally obligated to calculate the net profit derived only from the funded items sold on that day.
- 6.3 Digital Settlement Transfer: The Merchant must instantly transfer the Company’s designated share of the daily profit through the authorized digital payment modes (UPI, Net Banking, or Scan Codes) provided on the platform.
- 6.4 Dead Stock Protection: Any inventory that remains unsold on the counter at the end of the day or week will not attract any penalty, interest, or charges, provided the Merchant is operating the shop in good faith and keeping shelves open for business.
7. Periodic Audit and Physical Inspection Rights
- 7.1 Surprise Audits: To ensure total financial transparency, the Company’s verification team retains the permanent right to conduct random, periodic physical stock-counting and sales book audits at the Merchant’s store premises during operational business hours.
- 7.2 Material Breach: Any intentional non-cooperation, refusal to permit physical auditing, or hiding of daily sales logs by the Merchant shall be treated as a material breach of contract, resulting in immediate termination and frozen services.
8. Limitation of Liability and Business Risk Indemnity
- 8.1 No Liability for Market Loss: Acumpara Growth Platforms shall not be held liable to the Merchant or any third party for generic business losses, market recessions, anticipated savings drops, or structural store failures.
- 8.2 Maximum Indemnity Cap: The absolute maximum financial liability of the Company for any dispute arising from a verified transaction on www.acumparagrowth.online shall never exceed the total profit share collected by the Company from that specific store transaction.
9. Governing Law and Legal Jurisdiction
- These Terms and Conditions shall be governed by, interpreted, and enforced strictly in accordance with the statutory laws of the Republic of India. Any legal dispute, arbitration, or litigation arising out of this daily profit-sharing partnership shall be subject to the exclusive jurisdiction of the competent courts located in Delhi, India.
10. Policy Modifications
- The Company reserves the right to modify, add, or strip any clause from these Terms at any time. All updates will be published instantly on this page. Your continued partnership and daily sales settlement post-update constitutes an unconditional sign-off on the revised clauses.